Do You Qualify for Disability Benefits?
Each month practically millions of Americans are getting thousands of dollars in disability benefits from the government. Why not you?
Once you get approved you'll start getting a check of up to $2500 each and every month for the rest of your life.
The first thing you need to find out is whether you qualify for disability benefits. Fortunately there is an online service that offers a free, no obligation Social Security disability eligibility evaluation. I strongly encourage you to go to this site: Disability Help and see if you qualify for the benefits.
The best way to find out if you qualify is to use the free evaluation service above, since they base their evaluation on your specific personal situation. I'm going to specify below what is required by the social security administration for a person to qualify for the benefits.
Now even if you read this and think that you might not be qualified I still think that you should take advantage of the free evaluation offer, as they are experts and can find a way that you can qualify even if you don't see it at first glance.
According to the SSA To qualify for Social Security disability benefits, you need first to have worked in jobs covered by Social Security. Then you need to have a medical condition that meets Social Security's definition of disability. In general, they pay monthly cash benefits to people who are unable to work for a year or more because of a disability.
Benefits usually continue until you are able to work again on a regular basis, what if you can't work indefinitely? in this case you will get monthly checks for the rest of your life. There are also a number of special rules, called "work incentives," that provide continued benefits and health care coverage to help you make the transition back to work.
If you are receiving Social Security disability benefits when you reach full retirement age, your disability benefits automatically convert to retirement benefits, but the amount remains the same.
What is the Requirement for Work Prior to the Disability?
In addition to meeting their definition of disability, you must have worked long enough--and recently enough--under Social Security to qualify for disability benefits.
Social Security work credits are based on your total yearly wages or self-employment income. You can earn up to four credits each year.
The amount needed for a credit changes from year to year. In the time that this guide is written, for example, you earn one credit for each $1,160 of wages or self-employment income. When you've earned $4,640, you've earned your four credits for the year.
The number of work credits you need to qualify for disability benefits depends on your age when you become disabled. Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year you become disabled. However, younger workers may qualify with fewer credits.
Side note: Remember that whatever your age is, you must have earned the required number of work credits within a certain period ending with the time you become disabled. If you qualify now but you stop working under Social Security, you may not continue to meet the disability work requirement in the future.
You may be thinking, "How can I get this disability cash"? Maybe you think it's impossible to get this money?
Let me tell you it's not impossible! It's a fact, ordinary people all across the United States are receiving millions of dollars in disability government money each and every month. In West Virginia, a whopping 9% of the population collects disability checks. In Arkansas, 8.2% are on disability, and in Alabama and Kentucky, 8.1% collect disability. In Hale County Alabama 25% of the population receive disability checks, that's 1 in 4.
Most people never apply for disability benefits because they somehow feel it isn't for them, feel there's too much red-tape, or simply don't know who to contact. The fact is, however, that people from all walks of life do receive disability money from the government, and you should also.
You owe it to yourself and to your family to find out if you qualify to get this money.
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