Clean you car on a regular basis so it doesn't become rusty. Your car will rust out but you can easily delay this process by washing off salt and chemicals. Using a wax will protect the paint job significantly.

When hiring a mechanic to repair to automobile, always seek referrals and opinions from friends, family and colleagues you trust. Doing so will ensure that you can find someone who has provided reliable, quality service in the past and provided good value to customers. In this way, you can greatly improve the likelihood that your car will be in good hands, and you will ultimately be satisfied with the work done.

If your car door and hatch locks tend to become stiff, avoid breaking your key off in the lock by lubricating them periodically with a penetrating oil spray. You can use the plastic extender that comes with the spray can to deliver oil to the interior of the locking mechanism. If you have misplaced this extender, just spray your key liberally and turn it in the stiff lock several times.

When performing your own car repairs, make sure you budget enough time to get the job done. It's easy to underestimate how long a repair job will take. You may encounter difficult to remove bolts or nuts, or find out a part is harder to remove than you anticipated. Giving yourself enough time to complete the repair safely will make the job much less stressful.

Make sure you get a signed copy of the estimate for the repairs. You also need to make sure that the contract contains a clause that the shop must contact you before exceeding the total on the estimate. This will protect you from getting a surprise bill once work is completed.

Keep accurate records on what work has been done on your car and when. Many repair shops will keep this information for you, but that only works if you see them for everything for major breakdowns to oil changes. This can help in diagnosing problems, as you can show what fixes have already been attempted.

Consider finding someone who repairs cars in their own garage. If they are experienced and skilled, you can get the same work done at a much cheaper price. This savings in labor costs can add up to hundreds. It also supports a small independent business.

Keep a basic repair kit in your car trunk at all times. A simple kit consisting of wrenches, jumper cables, screws, and a jack can be a lifesaver if your car breaks down on the road. This will allow you to make small repairs on the spot, saving you the cost of an expensive tow truck.

If you have never done any auto repair on your own, you should stick with small jobs and do lots of homework to learn how to do larger jobs. Be certain not to start taking your car apart if you aren't sure how to put it back together. Before starting any car repair job, be sure you have all the necessary parts and tools in place and that you know exactly what you need to do to complete the job from start to finish.

Make sure that the auto repair shop you go to offers a warranty on their services. There are plenty of repair shops that will do a shoddy job, and there is nothing you can do about that if you have no warranty. A warranty will give you the opportunity to get the problem fixed for no charge.

If you are repairing your vehicle at home you must be sure to put everything that you take off of the vehicle in one safe place. One of the biggest problems that people run into is they lose a part from their car and can not put everything back together. Do not let this happen to you.

D not fall for the "free oil change" trick. This is just a way for someone to convince you that unnecessary things need to be done to your vehicle. Most of the time, low-quality oil is used and it is not good for your car. Stick with using the type of oil the manufacturer recommends.

To help you ensure your car is always operating as efficiently as possible, take your vehicle in for a tune up at a local service station. Allowing a professional to look at your car on a regular basis will ensure that all of your car's parts are working properly and there are no lingering issues.

Talk it out with the service technician. He or she may know what they are doing, but they may fail to adequately communicate with you about what is going on. Therefore, don't be afraid to question what they are telling you so that you are both on the same page. Communicate your needs clearly so they know what you expect as well.

Simple auto repair is one of the best things that you can learn, since it will save so much money over your lifetime. Whether your brakes need to be replaced or your tires patched, the tips in this book should help. Remember this the next time you have car trouble.

A Supervisor can lose A great deal of money before even suspecting that embezzlement may be happening. That's because by
definition this crime is committed by someone in a position of trust. The reduction may involve a tiny amount taken by an employee
from the cash register. Or a considerable amount stolen through an elaborate plot of juggling the books.

Simple controls Built into the accounting system may often forestall any such practices on your own operation. Whatever the
circumstance, the correct internal controls may help document incriminating evidence, and it is hard to gauge your loss for
insurance purposes or even to establish that it caused a crime.

This preventing Embezzlement Guide offers hints on how you can thwart unethical practices. It also discusses what you should do if
it appears that one of your employees has embezzled out of your business.

You may not Have has any expertise with embezzlers. But a lot of owner-managers have. Everyday there are newspaper stories about
how some dishonest employee has managed to divert business funds for his or her own pocket.

It occurs Often sufficient to make it worth your while to provide the subject some thought and also to examine your record-keeping
and auditing processes to make sure that there are no enticing loopholes.

Embezzlement is"that the Fraudulent appropriation of property by a person to whom it has been entrusted."

That's what Makes this crime different from normal theft or larceny. The embezzler is someone in your company whom you trust.

You Want to Have a system of internal control to protect money and other property subject to embezzlement. Of course, no one would
like to run a business like an armed camp. But in case you have a built-in control system, administer it closely, and audit it
regularly, you may prevent attempts of embezzlement. At any rate, you'll have the means to collect evidence that will introduce a
crime.

Embezzlers Usually think they are clever - smarter than the owner-manager and cunning enough to beat the system. Before you set
about to outwit them, it Is a Great idea to be familiar with some of their approaches

The embezzler Is usually a reliable employee who is taking advantage of their employer's confidence. Oftentimes that the embezzler
has been given more authority than the position requires. Methods of embezzling are limited only by imagination.

In the simplest Situation, cash is received and the employee only pockets it without creating a record of the transaction. A theft
of the type is hard to prevent or detect if the transaction is a cash sale and no following entry is essential in receipt or
accounts receivable records. To decrease temptation, prenumbered sales bills or cash obligations should be used for all sales
irrespective of the total amount. Spot checks and other tracking procedures may also help guarantee you that cash sales are
actually being recorded.

A somewhat more Complex type of embezzlement is called lapping. This involves the temporary withholding of payments for example
payments on account receivable. Lapping is a continuing scheme which usually begins with a little amount but can run into
thousands of dollars before it's detected. By way of example, take a worker who opens mail or otherwise receives cash and checks
as payment on accounts that are open. The worker holds out a $100 dollar money payment made by customer"A" on March 1. To avoid
arousing suspicion on"A's" part, $100 is then taken out of a $200 payment made by customer"B" on March 4. This can be sent on,
together with the necessary documentation, for processing and crediting to the account of"A." The embezzler pockets that the
remaining $100, which increases the shortage to $200.

As this "borrowing" process goes on, the employee makes away with progressively larger quantities of money involving an increasing
number of accounts. A fraud of this sort can run on for years. Obviously, it demands detailed record-keeping from the embezzler so
as to keep track of the shortage and move it from one account to another to avoid suspicion. Any indication that a worker is
keeping personal records of business transactions outside your regular books of accounts should be considered.

Sometimes an Embezzler who is carrying on a lapping scheme also has access to accounts receivable records and statements. In this
case, he or she's in a position to alter the statements mailed out to customers. Thus the fraud may continue undetected over a
long time period, until something unusual occurs. A customer criticism may indicate the situation. Or the issue might be surfaced
via audit procedures like confirmation of accounts receivable. One embezzler who also handled the customer complaints was able to
avoid detection for many decades. The amount of deficit reached such proportions and covered so many accounts that he dared not
take a holiday. He even ate lunch at his desk lest some other employee receive an inquiry from a customer about a discrepancy in a
statement. The owner-manager for whom he worked admired his pursuit and loyalty. Fellow workers marveled his apparent frugality
allow him to like a rather large quality of living. Nevertheless, the inevitable finally happened. This employee was hospitalized
with a serious disorder, and in his absence his fraudulent scheme came to light. 1 reason many companies need regular vacations
would be to maintain some"indispensable man" from dispensing with business funds illegally.

Sometimes Business bank accounts are used for check-kiting. In reality, losses from a large check-kiting schemes have been good
enough to cause a company to go bankrupt.

In the usual Strategy, the check-kiter has to be in the position to write checks on and make Deposits in two or more bank
accounts. One accounts could be the embezzler's Personal account and the other a business checking accounts. If the embezzler
Comes with an accomplice in another company, two business accounts might be used. If Your organization has more than one checking
account at different banks, these Accounts might be used to carry out the fraud.

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